The Swiss account for businesses.

Get started in 2 days, or less

Firma is a financial technology company, not a bank.

15:30
5G 65
Fr 5'184'250 .40

Backed 1:1. Never lent out.

Every franc, euro and dollar sits in cash at regulated banks.

Your own corporate account numbers.

SIC · SEPA · SWIFT · ACH · Fedwire

15:30
5G 65
Veritas AG
Dammstrasse 16, 6300 Zug
CHF
IBANCH19 0070 0114 8017 4570 4
BICZKBKCHZZ80A
EUR
IBANCH56 0483 5012 3456 7800 9
BICZKBKCHZZ80A
USD
Routing011000015
Account5001847253
Pay

An API for money.

Payroll. Treasury. Payments.

$ curl -X POST api.firma.cash/v1/payroll \
    --json '{
      "employees":  500,
      "currencies": ["CHF", "EUR", "USD"],
      "rails":      ["SIC", "SEPA", "ACH"]
    }'

200  settled  500 / 500
      CHF  SIC   1'840'000.00
      EUR  SEPA    720'000.00
      USD  ACH     280'000.00

Crypto in. Cash out.

Nights, weekends, holidays.

15:30
5G 65
Fireblocks
bc1q…7x2k
To Veritas AG
25.00 BTC
1 BTC = 87'240.00 CHF
Receive
2'181'000.00 CHF
5'184'250.40CHF
7'365'250.40CHF


Instantly.

15:30
5G 65

Nordstern Partners AG

@nordstern
4 payments · since March 2026
12. Mar

Fr 42'000.00

Invoice 2026-014

Q1 KYC

11:20
4. Jun

Fr 42'000.00

Invoice 2026-041

Q2 KYC

09:14

€ 18'500.00

Invoice 2026-047

Entity 14

16:02
8. Sep

Fr 86'000.00

Invoice 2026-062

AML, 12 entities

09:45

Nothing between you and your money.

Open in two business days.

Firma is not a bank. Regulated banking services are provided through banking partners.

Firma is not licensed or supervised by FINMA. Balances on Firma are digital stablecoin tokens, not bank deposits, and are not covered by the Swiss depositor protection scheme (esisuisse).

Firma Operations AG is a Swiss-regulated financial intermediary and VQF SRO member, subject to the Swiss Anti-Money Laundering Act (AMLA). Firma Holdings Inc is a licensed MSB that issues Firma stablecoins — franc, euro, and dollar balances are held as these digital assets.