AML & CTF

Firma Operations AG · VQF SRO member · Swiss AMLA

We move money. We will not move criminal money.

Who we are

Firma Operations AG is a Swiss financial intermediary and a member of the VQF, a FINMA-recognised Self-Regulatory Organisation. We are subject to the Swiss Anti-Money Laundering Act. That is not a badge. It is a legal duty.

We are built to prevent money laundering, terrorist financing, sanctions evasion, and other illicit or criminal activity. The point of the account is to make finance safer and cleaner to use — not to give anyone a place to hide.

What is prohibited

Firma will not be used, in any form, for:

  • Money laundering or the layering of funds
  • Terrorist financing
  • Sanctions evasion
  • Fraud, theft, or proceeds of crime
  • Any other illicit or criminal activity

This applies to every rail we operate: bank, card, and blockchain.

Crypto

Digital assets are not a way around this policy. They are subject to it.

We will not accept, hold, convert, or pay out crypto whose origin we cannot establish. Mixers, tumblers, and any service designed to conceal the source of funds are prohibited. Wallets and flows linked to crime, darknet markets, ransomware, scams, or sanctioned persons are blocked.

Any violation of this policy is reported to the competent authorities. We will cooperate with them.

See also Restricted countries.