Firma Academy

A provider that won't tell you exactly what your balance is isn't one you should use. What esisuisse covers, what it doesn't, and what to ask.

Eight payment rails, one cheat sheet. What each one is, when to use it, and the mistakes that make payments slow or expensive.

"Which business account should I open?" is the wrong question. Here are the nine right ones, and a scorecard to answer them honestly.

Your Treuhänder doesn't want more meetings. They want the same eight things every month, on time. Here's the checklist.

Stop making your clients do currency maths. How to invoice EUR and USD clients from a Swiss company, and get paid faster with fewer conversions.

Most founders learn about BVG from their first employee's question. Learn it here instead: thresholds, coordinated salary and contributions, in plain English.

Your first hire turns you into a small social-security department. Here's what to register, what to deduct and what to pay, with 2026 rates.

The QR-bill already did the hard part. Here's how to issue and pay one correctly, including the address rules that changed in 2025.

The fee on your statement isn't the whole fee. Here's how to find the spread hiding in your exchange rate, and how to stop converting by accident.

Automate everything around the decision, not the decision itself. A practical guide to forward-and-approve accounts payable for small companies.

Stablecoin payments are easy when the boring parts are decided in advance. Here's the checklist before your first client pays in USDC.

A euro to Berlin and a dollar to Boston don't need the same road. A practical guide to choosing between SEPA and SWIFT from a Swiss company.

Founders rarely lose money on big decisions in year one. They lose it on small habits nobody warned them about. Here are seven, with a fix for each.

Account opening is rarely slow because of the provider. It's slow because of back-and-forth. Here's how to prepare once and go live fast.