One balance. Three currencies.

Francs, euros and dollars sit together. What came in and what went out is the history of the account.

15:30
5G65

Veritas AG

Fr5'184'250.40
CHFEURUSD
History
Account numbers

Every movement, in order.

When money lands, a webhook tells your books the amount and the currency. The balance and the history are the same record.

  • 12 MarIn48'000 CHF
  • 12 MarOut12'400 CHF
  • 11 MarIn6'200 EUR
  • 11 MarOut8'750 USD

Read the account. That is the ledger.

The history on Firma is the record. A webhook carries each arrival to your books.

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Firma is not a bank. Regulated banking services are provided through banking partners.

Firma is not licensed or supervised by FINMA. Balances on Firma are digital stablecoin tokens, not bank deposits, and are not covered by the Swiss depositor protection scheme (esisuisse).

Firma Operations AG is a Swiss-regulated financial intermediary and VQF SRO member, subject to the Swiss Anti-Money Laundering Act (AMLA). Firma Holdings Inc is a licensed MSB that issues Firma stablecoins — franc, euro, and dollar balances are held as these digital assets.