The Swiss account in your pocket.

Yours like cash.

Swiss residents only

15:30
5G 65
Fr 450'320 .45

Backed 1:1. Never lent out.

Every franc, euro and dollar sits in cash at regulated banks.

Your own account numbers.

SIC · SEPA · SWIFT · ACH · Fedwire

15:30
5G 83
Philippe Baer
Seestrasse 41, 8002 Zürich
CHF
IBANCH93 0076 2011 6238 5295 7
BICZKBKCHZZ80A
EUR
IBANCH41 0483 5098 7654 3200 1
BICZKBKCHZZ80A
USD
Routing011000015
Account5002391647
Pay

Crypto in. Cash out.

Nights, weekends, holidays.

15:30
5G 65

Confirm

Phantom
7HBJ…LrH9
To Philippe Baer
25'000.00 USDC
1 USDC = 0.8090 CHF
Receive
20'225.00 CHF
450'320.45CHF
470'545.45CHF

Pay anyone on Firma. Instantly.

15:30
5G 65

Clara von Planta

@clara
4 payments · since March 2026
12. Mar

Fr25'000.00

Gstaad

11:20
4. Jun

Fr50'000.00

the home

09:14

€40'000.00

16:02
8. Sep

$15'000.00

the jet

15:30

Nothing between you and your money.

Open in one business day.

Apply

Firma is not a bank. Regulated banking services are provided through banking partners.

Firma is not licensed or supervised by FINMA. Balances on Firma are digital stablecoin tokens, not bank deposits, and are not covered by the Swiss depositor protection scheme (esisuisse).

Firma Operations AG is a Swiss-regulated financial intermediary and VQF SRO member, subject to the Swiss Anti-Money Laundering Act (AMLA). Firma Holdings Inc is a licensed MSB that issues Firma stablecoins — franc, euro, and dollar balances are held as these digital assets.