Pay and get paid.

Send from the company’s own account numbers, and receive on them. Francs, euros and dollars.

15:30
5G65

Nordstern Partners AG

Today

Fr 48'000Invoice 1044
Fr 12'400Rent

Yesterday

€ 6'200SEPA
$ 8'750Payroll
Fr 3'200Firma

Where the money actually moves.

SIC and Swiss QR in Switzerland. SEPA in Europe. SWIFT worldwide. ACH and Fedwire in the United States.

  • SIC
  • SEPA
  • SWIFT
  • ACH
  • Fedwire

Coming soon

Tap to Pay.

A customer holds a card to the phone. The payment arrives on the company account.

15:30
5G65

Fr 120

Hold a card here

Coming soon

Send an invoice from the account.

You write what they owe. They pay it. The francs, euros or dollars settle on the same balance.

Invoice 1044

Nordstern Partners AG

Fr 48'000

To Veritas AG

The account that sends and receives.

A Swiss company on Zefix can open it in two business days.

Apply

Firma is not a bank. Regulated banking services are provided through banking partners.

Firma is not licensed or supervised by FINMA. Balances on Firma are digital stablecoin tokens, not bank deposits, and are not covered by the Swiss depositor protection scheme (esisuisse).

Firma Operations AG is a Swiss-regulated financial intermediary and VQF SRO member, subject to the Swiss Anti-Money Laundering Act (AMLA). Firma Holdings Inc is a licensed MSB that issues Firma stablecoins — franc, euro, and dollar balances are held as these digital assets.