Your software moves the money.

HTTPS and JSON. A payroll or a payout is one call, and Firma settles it on the rails.

POST /v1/payroll

people 500

CHF SIC · 1'840'000.00

EUR SEPA · 720'000.00

USD ACH · 280'000.00

200 settled · 500 / 500

Firma tells you when it lands.

A webhook fires the moment francs, euros or dollars arrive, with the amount and who sent them.

15:30
5G65

Webhook

Money landed

184'200.00 CHF

Nordstern Partners AG

A ceiling on every key.

Each agent key is limited per day, per payment and per counterparty. Kill the key and its payments stop.

The account, as an API.

Payroll, payouts, and a webhook when money lands. Open in two business days.

Firma is not a bank. Regulated banking services are provided through banking partners.

Firma is not licensed or supervised by FINMA. Balances on Firma are digital stablecoin tokens, not bank deposits, and are not covered by the Swiss depositor protection scheme (esisuisse).

Firma Operations AG is a Swiss-regulated financial intermediary and VQF SRO member, subject to the Swiss Anti-Money Laundering Act (AMLA). Firma Holdings Inc is a licensed MSB that issues Firma stablecoins — franc, euro, and dollar balances are held as these digital assets.